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ICunity is a multi-asset investment house. Crypto investments are risky and highly volatile. Tax may apply. Understand the risks here.

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IC Unity is a multi-asset investment house. Crypto investments are risky and highly volatile. Tax may apply. Understand the risks here.

ICunity
  • Financial Operations

Deposit & Withdrawal Policy

Fast, secure, and transparent fund management

Instant Deposits

Most deposit methods are processed instantly

Fast Withdrawals

Quick processing within 24-72 hours

Secure Transactions

Bank-grade encryption and fraud protection

Deposit Policy
How to Deposit
  1. Log In: Sign in to your IC Unity account using your credentials
  2. Navigate to Funding: Access the “Deposit” section in your dashboard
  3. Select Method: Choose from credit/debit card, bank transfer, crypto, or e-wallets
  4. Enter Amount: Specify deposit amount (minimum $250)
  5. Complete Transaction: Follow instructions and confirm
  6. Confirmation: Funds reflect instantly (or 1-3 days for bank transfers)

Deposit Fees

  • IC Unity does not charge deposit fees.
  • Note: Your bank or payment provider may impose charges.

Processing Times

  • Cards: Instant
  • E-Wallets: Instant
  • Bank Transfer: 1-3 business days
  • Crypto: 10-30 minutes

Minimum Deposit

  • Basic Account: $250
  • Standard Account: $1,000
  • Professional: $5,000
  • VIP Account: $25,000

Security

All deposits are protected with SSL encryption and secure payment gateways. Your financial details remain confidential.

ℹ️ Important Deposit Information
  • Deposits are generally non-refundable unless otherwise stated
  • Deposits must be made from accounts in your own name
  • Third-party deposits are strictly prohibited (AML compliance)
  • Deposit amounts apply toward total trading balance
  • Currency conversion fees may apply for non-USD deposits
Withdrawal Policy
How to Withdraw
  1. Log In: Access your IC Unity account
  2. Navigate to Withdrawal: Go to “Funds Withdrawal” section
  3. Select Method: Choose your preferred withdrawal method
  4. Enter Amount: Specify amount (must be within available balance)
  5. Submit Request: Provide required information and submit
  6. Verification: Request may require identity verification (KYC/AML)
  7. Processing: Funds processed within 24-72 hours

Withdrawal Fees

  •  Bank Transfer: Free (may have bank fees)
  • Cards: Free
  • E-Wallets: Free
  • Crypto: Network fees apply

Processing Times

  • Cards: 3-5 business days
  • Bank Transfer: 3-5 business days
  • E-Wallets: 24-48 hours
  • Crypto: 10-60 minutes

Minimum Withdrawal

  • Cards/Bank: $100
  • E-Wallets: $50
  • Crypto: $100

Same-Method Rule

  • Withdrawals must be processed to the same account used for deposit (AML/KYC compliance).

⚠️ Important Withdrawal Rules

  • Identity Verification Required: All withdrawals require KYC verification
  • Same Source Withdrawal: Funds must be withdrawn to original deposit source
  • Cannot withdraw to accounts that are not in your name.
  • Bonus Funds: Bonus terms must be met before withdrawal
  • Position Requirements: All open positions must be closed before withdrawal
  • Cancellation: Withdrawal requests can be cancelled if not yet processed
Refund & Cancellation Policy
Deposit Refund Terms
  • Non-Refundable Deposits: Deposits are generally non-refundable unless otherwise stated in specific service terms
  • Cooling-Off Period: 14-day cooling-off period for eligible clients (EU residents only)
  • Refund Processing: If approved, refunds processed within 5-10 business days to original payment method
  • Partial Refunds: May be issued at IC Unity’s discretion
Chargeback Policy

Clients acknowledge that Visa/MasterCard chargeback rules apply but must attempt dispute resolution with IC Unity before initiating chargebacks.

  • Contact our disputes team at disputes@icunity.com first
  • Provide detailed explanation of the issue
  • Allow 10 business days for internal resolution
  • Unauthorized chargebacks may result in account suspension
Cancellation Policy
  • Account Cancellation: You may close your account at any time by withdrawing all funds and contacting support
  • Pending Transactions: All pending transactions must be settled before account closure
  • Deposit Forfeiture: Failure to complete account activation may result in deposit forfeiture as per terms
  • Service Cancellation: Changes to bookings or premium services must comply with specific cancellation terms
  •  
Verification & Security

All withdrawals are subject to verification procedures in compliance with AML (Anti-Money Laundering) and KYC (Know Your Customer) regulations.

Required Documents for Withdrawal Verification:
  • Government-issued photo ID (Passport, Driver’s License, National ID)
  • Proof of address (Utility bill, Bank statement – issued within 3 months)
  • Selfie holding ID (for first withdrawal)
  • Source of funds documentation (for large withdrawals over $10,000)
  • Additional documents may be requested for enhanced due diligence
Dispute Resolution

If you have a dispute regarding deposits, withdrawals, or refunds:

Step 1: Contact Customer Service

  • Email: compliance@icunity.com | Toll free number : +448002081777
  • Raise disputes within 30 days of transaction

Step 2: Escalate to Compliance

  • If unresolved, escalate to compliance@icunity.com
  • Allow 10 business days for internal review

Step 3: External Resolution

  • Contact regulatory authority if still unresolved
  • Subject to Comoros MISA jurisdiction
IC Unity operates under Mwali International Services Authority (MISA) regulation with licensed operations in:
🇬🇧 United Kingdom
🇨🇭 Switzerland
🇮🇳 India
🇸🇬 Singapore
🇦🇺 Australia
🌍 Expanding Soon

Regulatory compliance and investor protection standards apply in all operating jurisdictions.

Frequently Asked Questions
Can I withdraw to a different account than I deposited from?

For security and AML compliance, withdrawals are usually processed to the same account used for deposit. Exceptions may apply – contact compliance@icunity.com for assistance.

How can I track my withdrawal status?

Track withdrawal status through your account dashboard under “Transaction History”. For assistance, contact our support team.

Can I cancel a withdrawal request?

Yes, you can cancel a withdrawal request as long as it hasn’t been processed yet. Contact support immediately at compliance@icunity.com.

Are my funds secure during deposit and withdrawal?

Absolutely! We use bank-grade SSL encryption, secure payment gateways, and segregated client accounts. Your funds are protected 24/7.

Contact Information

Reach out to us through any of these channels and we’ll respond as soon as possible.

Email Us

compliance@icunity.com
We'll respond within 24 hours

Call Us

Toll free number : +448002081777
Monday - Friday, 9am - 6pm EST

Visit Us

Bonovo Road – Fomboni Island of Mohéli – Comoros Union

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Risk Warning:

Trading in financial instruments, including Contracts for Difference (CFDs), carries a high level of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to invest in financial instruments or foreign exchange, you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and, therefore, you should not invest money that you cannot afford to lose.

Please be aware that trading with www.icunity.com involves risks that you assume, and we will not be liable for any losses that you may incur, unless it is due to our negligence, willful default, or fraud. Please ensure that you fully understand the risks involved and seek independent advice if necessary. Trading in financial instruments may not be suitable for all investors and is intended for people over 18.

This website www.icunity.com  is owned and operated by HERITAGE UNITY GROUP and licensed by Mwali International Services Authority as an International Brokerage and Clearing House.

Disclaimer for high-risk merchants with blacklisted/restricted country information:
High-Risk Merchant Disclaimer
Overview
Due to the nature of certain businesses and industries, high-risk merchants are subject to additional scrutiny and requirements to ensure compliance with legal and regulatory standards. This disclaimer outlines the terms and conditions applicable to high-risk merchants, including restrictions related to blacklisted and restricted countries.

High-Risk Merchant Classification
A merchant may be classified as high-risk based on several factors, including but not limited to:

Industry type (e.g., adult entertainment, online gambling, pharmaceuticals, etc.)
High chargeback rates
High average transaction value
History of fraud or suspicious activities
Blacklisted and Restricted Countries
We do not support transactions involving merchants or customers located in the following blacklisted or restricted countries due to regulatory and compliance risks:

Russia
North Korea
Iran
Syria
Sudan
Cuba
Crimea region of Ukraine
This list is subject to change based on updates from regulatory authorities and international sanctions.

Jurisdictional Restrictions
Please note that our services are not directly targeted at residents of the United Kingdom. While users from various jurisdictions may access our website, we do not actively market or promote our services in the UK. It remains the responsibility of each individual to ensure that they are in compliance with local laws and regulations before engaging with our platform.

Responsibilities of High-Risk Merchants
Compliance: High-risk merchants must comply with all applicable laws, regulations, and industry standards, including those related to anti-money laundering (AML), counter-terrorism financing (CTF), and payment processing.

Disclosure: High-risk merchants are required to disclose their status and provide accurate information about their business operations, including the nature of products or services offered, average transaction values, and customer base.

Monitoring and Reporting: High-risk merchants agree to ongoing monitoring of their transactions and business activities. Any suspicious activity must be reported to our compliance team immediately.

Enhanced Due Diligence: High-risk merchants may be subject to enhanced due diligence measures, including but not limited to additional documentation requests, background checks, and periodic reviews.

Restrictions
Prohibited Activities: High-risk merchants are prohibited from engaging in illegal activities or any practices that violate our terms and conditions, including but not limited to fraud, money laundering, and the sale of counterfeit goods.

Restricted Transactions: Transactions involving customers or counterparties from blacklisted or restricted countries are strictly prohibited. Any such transactions will be blocked, and the merchant account may be subject to suspension or termination.

Account Suspension and Termination: Failure to comply with the terms of this disclaimer or engaging in prohibited activities may result in the immediate suspension or termination of the merchant account.

Legal and Financial Liability: High-risk merchants are responsible for any legal and financial liabilities arising from their business activities, including fines, penalties, and damages.

Amendments
We reserve the right to amend this disclaimer at any time to reflect changes in legal and regulatory requirements or our business practices. High-risk merchants will be notified of any significant changes.

Acceptance
By using our services, high-risk merchants acknowledge and accept the terms of this disclaimer. Continued use of our services constitutes ongoing acceptance of these terms.

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